The key to a successful investment plan is making sure it puts you in the best position to succeed, regardless of media hype and market fluctuations. We do not try to pick market “winners.” Rather, we draw upon Nobel Prize-winning research to design well-diversified portfolios that help you achieve returns in the long term.

Investment portfolios are only as strong as the investments they contain. As independent fiduciary advisors, we are not limited to off-the-shelf products. Instead, Highland Financial Advisors’ portfolios are built using a mix of low-cost, high-quality investments, including stocks, bonds, and private investments.

HIGHLAND Financial Advisors’ CORE                   

The CORE Portfolio is the foundation of your investment strategy, designed to achieve long-term growth while effectively managing risk. It primarily consists of ETFs and mutual funds that provide a diversified mix of stocks, bonds, and alternatives, spreading risk across various sectors and asset classes. By allocating to stocks for growth and incorporating bonds and alternatives for protection against market fluctuations, we align the portfolio with your specific financial objectives.

The herd of investors efficiently and effectively sets prices using real-time information. The efficiency of the market works against investors who try to outsmart other market participants through stock picking or market timing. The CORE portfolio focuses on capturing market returns across all asset classes—cash equivalents, fixed income, equities, and alternatives.

HIGHLAND Financial Advisors’ Tax Managed

Ultimately, it's not just about what you earn; it's about what you keep. At HIGHLAND Financial Advisors, we understand that each client has distinct investment goals and tax situations. Our Tax Managed approach is critical to your investment strategy, focusing on asset location to enhance after-tax returns, particularly in after-tax accounts and Trusts.

Balancing various types of investments across different accounts is key to optimizing your portfolio. Tax-efficient investments, such as municipal bonds and certain stock asset classes, are ideally placed in after-tax accounts. In contrast, tax-deferred and tax-free retirement accounts are for assets that generate higher taxable income. This thoughtful allocation enhances after-tax growth and aligns with your financial objectives while minimizing unnecessary tax liabilities.

HIGHLAND Financial Advisors’ Private Markets

At HIGHLAND Financial Advisors, we understand the unique opportunities that private market investments offer to Accredited Investors. These investments—including private equity, private credit, private real estate, infrastructure, and venture capital—may enhance returns and diversify beyond traditional public market assets. By accessing private markets, clients can benefit from a broader range of investment options with lower correlation to public stocks and bonds, helping to mitigate overall portfolio risk.

Our approach centers on selecting and researching high-quality private investments that align with your financial goals. Accredited Investors can tap into private equity for growth, private credit for income, and private real estate and infrastructure for lower volatility and tax-efficient income. Additionally, venture capital provides access to innovative companies with significant growth potential. We believe that private market investments offer substantial advantages for Accredited Investors.