Risk is one of the most common and overused words when discussing investments. Every questionnaire or exercise you go through to evaluate how you should be invested is centered around the word risk.
Should You Sell Your Stock Compensation When It Vests Below the Grant Price?
There has been no shortage of volatility with global equity markets on a rollercoaster ride this year. A steep drop in prices scares investors and heightens our senses to pay attention to avoid making mistakes. However, this fear can lead to indecision or taking no action.
IRS Offers Clarity on the Secure Act
Do you have these Important Estate Planning Documents?
Russian SWIFT Sanctions and Your Portfolio
War in Ukraine
Our prayers and thoughts are with the Ukrainian people who are suffering immeasurably at the hands of the Russian military today. To characterize this as "geopolitical risk" that will impact our portfolios seems insensitive. Millions of Ukrainian people woke up today with plans to go to school and work, meet up with friends, or start vacations, and instead have bombs falling on their cities as Russia commits to war on their land.
Crash Course on NQSOs and Taxes
As we head into the throes of tax season, investors will be getting a slew of tax documents to report on their tax returns. Tax filing can be complicated even further by adding equity compensation into the equation because there can be (1) multiple tax reporting forms for one transaction, (2) different tax treatments based on the type of compensation (3) specific rules for varying strategies.
Discussing Money With Your Significant Other
The Behavioral Side of Inflation
During a recent financial review with a couple, we discussed inflation. The wife asked me, “So, what is cyclical inflation.” I used the term illustrating the difference between temporary, transitory inflation and built-in, cyclical inflation. It suddenly occurred to me that those are some fancy words. What do they mean in plain talk?
Social Security and Medicare Changes for 2022
The new year has begun, and with it come changes to monthly benefits and costs for Social Security and Medicare. On the positive side, Social Security recipients will see a 5.9% cost-of-living increase in their benefits, the largest since Ronald Reagan was President. Unfortunately, due to various factors, Medicare is also experiencing the most significant increase in Part B and D premiums in the program’s history.
A Diversified Portfolio: How to Always Have Winners in Your Portfolio
Any equity in Incentive Stock Options (ISOS)?
An incentive stock option (ISO) is a form of equity compensation where the employee has the right to buy shares of the company at a discounted price with special tax treatment. An ISO is a long-term incentive that replaces cash compensation and encourages employees to contribute to the company’s growth and development, hoping the options grow in value over time.