On behalf of everyone at HIGHLAND, we are proud of the recognition we received as one of the top-rated Wealth Management firms in New Jersey. Advisory HQ conducted an independent, objective review of firms in New Jersey and recognized 11 top firms.
My Mutual Fund Value Dropped in December?: Mutual Fund Capital Gains Distributions
Around this time of year, investors may notice a drop in value in their mutual fund positions due to the funds paying out their annual capital gains distributions. It is important to realize that when this payout occurs, it will cause a drop in the fund's value since the fund's share price is reduced by the capital gains distribution, making it appear that the fund lost value.
Portfolios of the Ultra-Wealthy and Access to Private Equity
Recently there has been considerable debate about providing investors with less than $5 million opportunities to invest in private equity (PE). A prior SEC chairman said, “the requirement that allows only wealthy investors access to PE does not provide the same investment opportunities to smaller investors.”
The Decade of the Tech Stock?
Identity Theft and the Importance of Strong Passwords
Recently, we had a client report that a fraudster had stolen her identity. It seemed that someone may have obtained access to her email address and was creating havoc with her online accounts. We immediately told her to go to the Federal Trade Commission's (FTC) website, www.identitytheft.gov, to report the incident and follow some immediate steps to start dealing with the breach.
Do We Want to Put This F.I.R.E. Out? Part 3
In Part 1 of F.I.R.E., we explored the meaning behind the movement and the different variations, while Part 2 of F.I.R.E. provided some context on common misconceptions. With that backdrop, we are going to outline how to quantify your definition of F.I.R.E.
Understanding Your Financial Advisor's Financial Designations
The two worlds of financial services are not clearly labeled so that you would necessarily know from which world you are receiving services. If you seek the services of a doctor, you will know if that doctor is a dentist, an internist, an oral surgeon, or a neurosurgeon by the sign on the door. Unfortunately, the titles used in financial services are less indicative of any professional standard.
Keeping the Marital Home Vs. Renting After a Divorce
For many people going through a divorce, a common decision that needs to be made is whether to keep the marital home. At first glance, the person considering remaining in the home may feel like the monthly cost is lower than renting. However, divorcees need to complete a careful analysis to ensure all costs of homeownership are factored in.
Stock Options Explained Using Amazon as an Example
Comparing The Current Real Estate Market to The ’08 Crisis
The US Financial Crisis of 2008 serves as one of the most memorable and devastating financial downturns in history. Regardless of your age, financial status, or area of living, the crisis likely had some impact on your life at the time. While many remember the crash in the stock market and the ensuing global recession, it’s essential to examine the underlying aspects of the real estate market which led to the build-up.